Your trusted partner in Health, Life, & Non-Life Coverage.

At RMC2 Consultancy Corporation, we redefine the insurance experience. We specialize in providing HMO, Life, and Non-Life solutions that put people first, built on three core principles: Affordability, Accessibility, and Convenience.

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RMC2 Network Growth

  • 1,400+ Professional Sales Advisors
  • 17,800+ Group HMO Enrollees Secured
  • 1,100+ Active Individual and Family Accounts
ESTABLISHED: SEPT 2024 STATUS: VERIFIED

Expert Advisory Services

Our Core Competency Spectrum

We provide strategic clarity, risk governance, and operational execution. Click on our focus areas below to explore our specialties and structured delivery methodologies.

Primary Advisory Track

HMO & Healthcare Cards

At RMC2, we believe health protection is a right, not a privilege. We design and structure HMO plans for government offices, corporate organizations, families, and individuals. Our extensive network partnerships allow us to provide quick access to top hospitals, comprehensive outpatient and inpatient benefits, and custom-tailored dental/optical coverage, simplifying a complex process for you.

Core Specialties

  • BureauHealth Plan (Exclusive for Government Offices)
  • Total Corposhield & Corpohealth Check (For Corporate Teams)
  • One Care Shield & Family Guard Plans (For Families/Individuals)
  • ER Protect Plus & ER Access Prepaid Cards
  • Health U (Specialized Student Prepaid Cards)

Engagement Methodology

  1. Needs Diagnostic

    Profiling enrollees, age brackets, and key medical needs.

  2. Partner Matching

    Aligning plans with top networks like Medicard, Maxicare, PhilCare, Cocolife, and Intellicare.

  3. Custom Structuring

    Designing optimal annual benefit limits, room categories, and copays.

  4. Concierge Onboarding

    Direct, hassle-free card delivery, endorsements, and prompt claims coordination.

* All RMC2 consulting plans are customizable to fit specific operational demands. Inquire About This Service

OUR HEALTH CARDS & PLANS

Comprehensive HMO & Prepaid Plans

We provide affordable, convenient, and reliable HMO benefits, emergency prepaid cards, and family protection programs tailored to your distinct needs.

PawHealth+ (Dog Edition) LIMIT: Up to ₱60,000 In Partnership with AMAPHIL
Pet HMO (Dog) ₱3,900/year

PawHealth+ (Dog Edition)

Your pet's ultimate health card

Because every wag and cuddle deserves protection. 100% reimbursement rate with extensive diagnostic, illness, and boarding protections in partnership with AMAPHIL.

Benefits Included:

  • 100% reimbursement rate for covered cases
  • Covers illness (viral & bacterial infections)
  • Diagnostic & laboratory coverage
  • Accident coverage (including immediate trauma)
  • Emergency boarding assistance benefits
  • Accepts dog ages 8 weeks to 7 years old
PawHealth+ (Cat Edition) LIMIT: Up to ₱60,000 In Partnership with AMAPHIL
Pet HMO (Cat) ₱2,900/year

PawHealth+ (Cat Edition)

Your pet's ultimate health card

Because every purr and cuddle deserves protection. 100% reimbursement rate with extensive diagnostic, illness, and boarding protections in partnership with AMAPHIL.

Benefits Included:

  • 100% reimbursement rate for covered cases
  • Covers illness (viral & bacterial infections)
  • Diagnostic & laboratory coverage
  • Accident coverage (including immediate trauma)
  • Emergency boarding assistance benefits
  • Accepts cat ages 8 weeks to 7 years old
One Care Shield Plan LIMIT: Up to ₱100,000 In Partnership with AMAPHIL
Individual HMO ₱42/day

One Care Shield Plan

Insurance exclusively designed for individual accounts

Personalized protection for your health journey. An all-in-one health guard designed to deliver continuous peace of mind in partnership with AMAPHIL.

Benefits Included:

  • HMO per illness coverage
  • Comprehensive outpatient and inpatient benefits
  • Immediate emergency care access
  • Premium dental care inclusions
  • Annual physical exam (APE) benefit
  • All necessary consultations and laboratories
Total CorpoShield Plan LIMIT: Up to ₱600,000 In Partnership with AMAPHIL
Corporate HMO ₱17/day

Total CorpoShield Plan

Insurance exclusively designed for corporate groups

Empower a healthier, stronger workforce with Total CorpoShield. Provides robust corporate coverage in partnership with AMAPHIL.

Benefits Included:

  • HMO per illness coverage
  • Life insurance benefits included
  • Comprehensive emergency care
  • Premium dental care
  • Annual physical exam (APE)
  • Accidental death insurance coverages
  • All necessary consultations & laboratories
Kaagapay Emergency Access LIMIT: Emergency Use In Partnership with AMAPHIL
Emergency Prepaid ₱1,499 one-time

Kaagapay Emergency Access

One-time emergency use prepaid card

One-time emergency use prepaid card offering nationwide coverage. Affordable, reliable, and simple protection when it matters most, in partnership with AMAPHIL.

Benefits Included:

  • One-time emergency medical use
  • Nationwide coverage across accredited hospitals
  • Affordable protection for individuals & families
  • Eligibility range: ages 15 days to 70 years old
  • Quick registration via Amaphil Mobile App
  • 15-Day waiting period post-activation
Prime Well Individual Plan LIMIT: Up to ₱100,000 In Partnership with AMAPHIL
Senior HMO ₱119/day

Prime Well Individual Plan

Insurance exclusively designed for senior citizens

Protect your legacy and your health. Comprehensive senior care for enrollees aged 61 to 70 in partnership with AMAPHIL.

Benefits Included:

  • Eligibility range: ages 61 to 70 years old
  • Out-patient consultations & specialized treatments
  • In-patient coverage (ICU/Room & Board)
  • Immediate emergency care access
  • Pre-existing conditions covered after 1 year
RoseCare Plan LIMIT: Up to ₱50,000 In Partnership with AMAPHIL
Individual HMO ₱995/month

RoseCare Plan

Insurance exclusively designed for individual care

Enjoy a monthly mode of payment to manage your health care while ensuring continuous, reliable protection in partnership with AMAPHIL.

Benefits Included:

  • Full inpatient benefits & admissions
  • Outpatient benefits & consultations
  • Annual Physical Exam (APE) inclusion
  • Emergency care coverage
  • Preventive healthcare sessions
BureauHealth Plan LIMIT: Up to ₱300,000 In Partnership with AMAPHIL
Government HMO ₱14/day

BureauHealth Plan

Insurance exclusively designed for government offices

Trusted coverage tailored for every government employee. Because those who serve deserve the best care, designed in partnership with AMAPHIL.

Benefits Included:

  • HMO per illness coverage
  • Life insurance benefits included
  • Comprehensive emergency care
  • Premium dental care
  • Annual physical exam (APE)
  • Accidental death insurance coverage
  • All consultations & laboratories
Corpo Health Check LIMIT: Up to ₱200,000 In Partnership with AMAPHIL
Corporate HMO ₱40/day

Corpo Health Check

Insurance exclusively designed for corporate health

Smarter healthcare solutions for thriving companies. Custom group plans to keep your team protected in partnership with AMAPHIL.

Benefits Included:

  • HMO per illness coverage
  • Life insurance coverage
  • Emergency care inclusions
  • Dental care benefits
  • Annual physical exam (APE)
  • Accidental death insurance
  • All consultations & laboratories
ER Protect Plus Plan LIMIT: Up to ₱75,000 In Partnership with AMAPHIL
Emergency Prepaid ₱17/day

ER Protect Plus Plan

Prepaid HMO card exclusively designed for ER

Big protection for a small price! Get comprehensive emergency room coverage and hospital diagnostics in partnership with AMAPHIL.

Benefits Included:

  • One-time use prepaid card access
  • Emergency room care inclusions
  • Emergency leading to hospital confinement
  • Consultations and laboratory coverage
  • Burial benefits protection
  • Accidental death insurance
Health U Plan LIMIT: Consultations All Year In Partnership with AMAPHIL
Student Prepaid ₱21/day

Health U Plan

Prepaid HMO card exclusively designed for students

Study hard, stay healthy — because your well-being deserves an A+ too! Prepaid HMO care designed in partnership with AMAPHIL.

Benefits Included:

  • One-time ER use access
  • Covered consultations all year long
  • Burial benefits protection
  • Accidental death insurance coverage
  • Specially structured for active students
Family Guard Plan LIMIT: Up to ₱150,000 In Partnership with AMAPHIL
Family HMO ₱81/day

Family Guard Plan

Insurance exclusively designed for families

Because family comes first. One plan offering shared protection for up to 3 family members in partnership with AMAPHIL.

Benefits Included:

  • HMO per illness coverage
  • Shared limit with family up to 3 members
  • Outpatient and inpatient medical benefits
  • Emergency care inclusions
  • All consultations and laboratories
Manpower Health Program LIMIT: Workforce Care In Partnership with AMAPHIL
Workforce HMO ₱7/day

Manpower Health Program

Reliable health security for our workforce

Insurance program exclusively designed to safeguard industrial, construction, or corporate laborers in partnership with AMAPHIL.

Benefits Included:

  • Manpower health coverage structuring
  • Out-patient consultation benefits
  • In-patient benefits leading to confinement
  • Annual physical exam (APE) support
  • Emergency care benefits

HMO Premium Estimator

Estimate rates based on your group enrollment size and service tier.

Scope of Coverage
Target Enrollees
Age Bracket

Estimated Rate Per Head

Measurable Client Success

Our Business Impact Studies

We let our results speak for themselves. Explore real engagements where RMC2 drove compliance, re-engineered operational structures, and unlocked strategic potential.

Government & Education DepEd School Divisions

Securing BureauHealth HMO Plans for Regional DepEd Divisions

Overwhelmed by complex HMO structures and rising medical rates, public school personnel needed affordable, reliable healthcare coverage with easy hospital access and convenient enrollment.

Secured Enrollees
12,000+
Client Satisfaction
95%
Coverage Reach
Nationwide
Logistics & Transport Manila International Freight Forwarders (MIFFI)

Comprehensive Fleet & Marine Cargo Risk Overhaul

MIFFI required a robust, combined non-life program covering complex international transit exposures, warehouse fires, and extensive motor vehicle fleet risks with minimal administrative friction.

Premium Savings
18%
Fleet Protected
140+ Units
Claims Turnaround
48 Hrs
Property Development Nexus Real Estate Corporation

Corporate Health Alignment via Total Corposhield Plans

Nexus sought to attract top-tier talent by offering a premium corporate health card while containing rising annual healthcare premiums across multiple developer sites.

Staff Enrollment
100%
Coverage Type
Full HMO
Network Access
Top-Tier
DepEd School Divisions Government & Education

Securing BureauHealth HMO Plans for Regional DepEd Divisions

The Critical Challenge

Overwhelmed by complex HMO structures and rising medical rates, public school personnel needed affordable, reliable healthcare coverage with easy hospital access and convenient enrollment.

RMC2 Implemented Advisory Solution

RMC2 deployed its BureauHealth Plan. Working with leading health providers like Medicard and Intellicare, we customized a comprehensive HMO package specifically budgeted for government teachers and staff, providing hassle-free, direct customer concierge.

Measurable Impact Metrics

Secured Enrollees
12,000+
Client Satisfaction
95%
Coverage Reach
Nationwide

Core Outcomes

  • Successfully covered hundreds of public school educators and families nationwide.
  • Achieved a 95% satisfaction rating on outpatient hospital admission waiting times.
  • Delivered a zero-interest premium payment schedule, securing massive local enrollment.
Manila International Freight Forwarders (MIFFI) Logistics & Transport

Comprehensive Fleet & Marine Cargo Risk Overhaul

The Critical Challenge

MIFFI required a robust, combined non-life program covering complex international transit exposures, warehouse fires, and extensive motor vehicle fleet risks with minimal administrative friction.

RMC2 Implemented Advisory Solution

RMC2 audited MIFFI's transport lanes and compiled a custom fleet and cargo liability package backed by Stronghold, Standard Insurance, and Cocogen, consolidating active coverage into a single coordinated registry.

Measurable Impact Metrics

Premium Savings
18%
Fleet Protected
140+ Units
Claims Turnaround
48 Hrs

Core Outcomes

  • Reduced non-life commercial premiums by 18% through market restructuring.
  • Unified 140+ transport units under one comprehensive fleet policy.
  • Achieved a 48-hour claims processing turnaround during unforeseen transit delays.
Nexus Real Estate Corporation Property Development

Corporate Health Alignment via Total Corposhield Plans

The Critical Challenge

Nexus sought to attract top-tier talent by offering a premium corporate health card while containing rising annual healthcare premiums across multiple developer sites.

RMC2 Implemented Advisory Solution

RMC2 integrated the Total Corposhield Plan across Nexus. We secured full outpatient copay coverage, executive check-ups, and dental riders through a strategic PhilCare and Maxicare network combination.

Measurable Impact Metrics

Staff Enrollment
100%
Coverage Type
Full HMO
Network Access
Top-Tier

Core Outcomes

  • Achieved 100% staff enrollment within two weeks of launching the new benefit system.
  • Guaranteed immediate, card-less hospital admissions for emergency cases.
  • Established a dedicated, 24/7 client care hotline for active real estate personnel.

COVERAGE CONFIGURATOR

Design Your Insurance Roadmap

Select your enrollees' parameters to dynamically structure a tailored RMC2 HMO or life coverage estimate.

Profile Characteristics

Enrollment Scale
Industry / Sector Vertical
Primary Coverage Type Requested
Desired Onboarding Window

* Assessment computations align directly with standard underwriting tables.

Recommended Plan Configuration

SME Group HMO & Operational Care Package

Approval Turnaround

1 – 2 Weeks

Enrollment Support

Full Group Coverage Map

Targeted Plan Benefits

  • Inpatient, Emergency & Outpatient Copay Structuring
  • Top-Tier Accredited Network Sourcing (Maxicare, Medicard, PhilCare)
  • Dental, Optical & Annual Physical Exam (APE) Rider Inclusions

Actionable Deliverables

  • Custom HMO Benefit Limit Matrix
  • Accredited Hospital & Clinic Coverage Directory
  • Digital HMO Onboarding & Membership Guide

Clicking apply will lock these parameters and paste the brief directly into the Contact section below.

CORPORATE PROFILE & ORIGINS

About RMC2 Corporation

A trusted insurance consultancy delivering affordable, convenient, and reliable HMO, Life, and Non-Life Insurance solutions since September 2024.

Active Chapter: Company Profile

Corporate Profile & Foundation

RMC2 Consultancy Corporation's mission, history, and core values.

Our Mission & Vision

Mission: "To safeguard lives by delivering affordable and accessible HMO, Life, and Non-Life Insurance solutions, ensuring everyone has the security and care they deserve."

Vision: "To break barriers where quality health and life protection is within everyone’s reach, ensuring affordability and accessibility for all."

Who We Are

At RMC2 Consultancy Corp, we believe that health and financial security should be accessible to everyone. Founded by Rosemarie Fernandez, who has been in the insurance industry for over 23 years, RMC2 was established with a passion for making a difference. Rosemarie has been exposed to the various needs of the market and decided to create a bridge for Filipinos who are overwhelmed by the process of insurance, making it more accessible and understandable.

We specialize in providing affordable, convenient, and reliable HMO, Life, and Non-Life Insurance solutions tailored to meet diverse needs. We have been proudly in the service of the Filipino community since September of 2024.

Our Three Core Principles

Affordability

Delivering cost-effective health cards, HMO plans, and life protection solutions tailored to fit every budget.

Accessibility

To break barriers so that quality medical services and life security are always within everyone's reach.

Convenience

Simplifying complex insurance rules with direct assistance and customer-first concierge care.

Our Growing Network

Reliable scale and support built across our nationwide channels (Data from Sept 2024 – Nov 2025).

1,400+

Sales Advisors

17,800+

Group Enrollees

1,100+

Individual Accounts

Trusted by Executive Leadership & Clients

Here is what directors, coordinators, and families say about our insurance advisory partnerships.

“RMC2 transformed how we handle healthcare for our staff. Their team customized our BureauHealth HMO card, making it extremely easy for our educators to seek medical attention with no upfront friction.”

Elena Rostova
Division Administrator, Department of Education (DepEd)
Government

“Securing comprehensive marine cargo and warehouse fire insurance through RMC2 was simple and efficient. Their 23 years of industry insight protected our shipping lanes perfectly.”

David Vance
Logistics Director, MIFFI Freight Forwarders
Logistics & Transport

“The Total Corposhield Plan gives our workforce excellent coverage, including dental benefits and ER access. RMC2 is truly a trusted partner that values affordability and convenience.”

Meera Al-Jamil
HR Director, Nexus Real Estate Corporation
Property Development

Ecosystem & Networks

Our Certified Partner Ecosystem

Delivering top-tier health, life, and non-life protections through our premier strategic carriers, nationwide service facilities, and corporate client partnerships.

Strategic Underwriting & Enterprise Clients

Showing premium certified insurance carriers and major enterprise workforces protected by RMC2.

AMAPHIL

HMO & Healthcare Carrier

Our primary anchor carrier partner providing 100% reimbursement and extensive pet and human HMO solutions.

Security Alliance Primary Underwriter

PhilCare

Healthcare & Emergency Protection

Alliance expanding nationwide access to over 500 accredited premium medical hospitals and centers.

Security Alliance Primary Underwriter

MediCard

Corporate HMO & Individual Care

An AIA Company delivering top-tier health maintenance plans for enterprise workforces.

Security Alliance Primary Underwriter

Maxicare

Comprehensive HMO & Wellness

Pioneering partner providing vast clinical networks and customer-first inpatient coverages.

Security Alliance Primary Underwriter

Stronghold Insurance

Non-Life & Personal Surety

Strategic non-life carrier partner providing vehicle, structural, and asset protections.

Security Alliance Primary Underwriter

Cocogen Insurance

Non-Life & Business Protection

Reliable partner for commercial casualty, property, and micro-insurance programs.

Security Alliance Primary Underwriter

Apex Global Technologies

BPO & IT Services

Customized dual-benefit health cards and preventive mental health coverages for 1,200+ agents.

Security Alliance Enterprise Client

Prime Builders Conglomerate

Construction & Engineering

Specialized occupational accident and ER protect plans for 450+ industrial field workers.

Security Alliance Enterprise Client

Aegis Logistics Group

Supply Chain & Delivery

Securing daily-rate health cards and emergency clinic access for a nationwide transit fleet.

Security Alliance Enterprise Client

St. Jude Academe System

Educational Institutions

Comprehensive group plans and outpatient benefits for 350+ teaching and administrative staff.

Security Alliance Enterprise Client

Metro Retail Ventures

Retail & Consumer Chains

Tailored multi-bracket HMO plans allowing low-premium family additions for front-line cashiers.

Security Alliance Enterprise Client
Enterprise Value Proposition

Optimizing Strategic Carrier Alignments for Scale

We evaluate multi-carrier capabilities to structure premium health networks that protect corporate viability. From high-limit corporate inpatient arrangements to local, regional clinic coverage integrations, RMC2 ensures 100% policy support, administrative claims triage, and seamless annual onboarding audits.

0%

Direct broker surcharge or administration fee additions

100%

Concierge claims dispute and medical admission facilitation

500+

Accredited clinics, centers, and primary hubs nationwide

NATIONWIDE NETWORK

National Offices & Branches

We operate multiple physical offices and regional service desks across Luzon, Visayas, and Mindanao to ensure reliable, accessible face-to-face assistance and prompt claims handling.

Cainta (Head Office) Corporate Office

Office Coordinates

RMC2 Cainta (Head Office)

Active
Local Branch Time Cainta (Head Office) Current
11:15:22 PM

LUZON – CALABARZON (HEAD OFFICE)

Cainta (Head Office)

PHYSICAL ADDRESS

RMC2 Bldg, Ortigas Avenue Extension, Cainta, Rizal, Philippines

OPERATIONAL HOURS

09:00 AM – 05:00 PM PST

Monday to Friday

INQUIRIES LINE

+63 (2) 8123-4567

Direct advisory connection

SECURE EMAIL HUB

Secure inbox processing

REGIONAL SPECIALTIES & HMO ASSISTANCE

  • National Operations Liaison
  • Government Bureau HMO Underwritings
  • Corporate HMO Group Program Agreements

* Fills this branch's information into our consultation inquiry form.

Partner With Us

Initiate an Advisory Mandate

Ready to optimize your controls, formulate a market-entry blueprint, or streamline global logistics? Complete our intake brief to align with a Managing Partner.

Corporate Communications

inquiries@rmc-consultancy.corp

Advisory Office Support

+63 (2) 8123-4567

Principal Headquarters

Cainta, Rizal, Philippines

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